Land Loans

Not every borrower fits a conventional profile. HBS Finance provides real estate loans with less than traditional bank qualifications. We can get you $50k+ and close in days. Fast Bridge Loan is our expertise!

We base our loan qualifications on the property value, not on the borrowers’ credit; Stated Income, Sub-Prime, Hard Money and Bridge Loans. Whether you need to finance $50,000 or $5 million+, HBS Finance can fund your loan. We make it easy for you, no employment verifications, no W-2s, no tax returns. At HBS Finance, even a small loan is a big deal to us. We do NOT charge Upfront Lender Fees and we also have one of the Lowest Rates and Fees in the industry.

Qualifying for a privately funded mortgage loan through our company is simple:

  • Equity in the Property
  • Purpose for the Loan
  • Ability to Make Payments
  • Exit Strategy

General Lending Criteria
• Loan Size – $50,000 to $5,000,000+
• Location – California Only
• Collateral – 1st Lien Position
• Rates – from 9.99%
• Terms – 1 to 5 years, interest only or fully amortized
• Loan to Value – 50%
• Property Types – Land: Residential, Commercial, Ranches, Recreational, Hunting, Horse Properties, Farms, Parking Lots and more
• Business Purpose Loans Only
• No Consumer Loans

Long-term Loans
Loans for purchasing or refinancing land. We offer:
• Farmland for Crops, Livestock, Poultry and More.
• Timberland for Production.

Intermediate-term Loans
Loans for expanding or enhancing your operation.
• Land Leveling
• Agricultural Equipment
• Irrigation Systems and More